Ontrak’s service is a simple three step process:
1. Discover & Plan
It starts with a conversation, to listen and understand your motivations, identify where you are now and where you want to go to. Together we will then explore your options and co-create your plan to help you get there. This stage has nothing to do with financial products.
2. Take Action
Creating your plan is only just the beginning. It is likely a variety of positive actions will be taken to improve your position such as:
Structuring your financial affairs so you minimise your tax liabilities;
Helping you to achieve a return from your investment portfolio within a level of risk you are comfortable with and which is aligned to your plan
Setting up a family protection plan in the event the worst was to happen.
Minimising the exposure of your estate to inheritance tax and maximising the efficient transfer of wealth down the family blood line.
And most importantly, helping you to enjoy your wealth.
At this stage, I may bring in other carefully selected professionals to deliver an integrated advice service to ensure the best possible outcome for you.
3. Monitor & Enjoy
Planning for a better financial future is a continuing process, not a one time event. It involves revisiting your plan and making adjustments which are reassessed and repeated over time. I will act as your guide in a changing and uncertain landscape giving you continued clarity and confidence that your financial strategy is being professionally managed so you have more time to enjoy life.